Tuesday, October 27, 2020 - Second Day
11:15 PM – 12:30 PM Eastern
Announcements & SPECIAL SESSION – Let’s Improve HMDA Together
We will cover some important information to guide you through Day Two of the conference to ensure you get the most out of the event. Then we will launch into our first session of the day.
After a few years with expanded HMDA data collection, a new submission process, and changes to thresholds for reporting; what have we learned? Join a discussion with the CFPB on how we can initiate positive engagement to improve HMDA together. This means making the process easier for lenders while addressing the intent of the regulation, as well as community engagement and the purposes of HMDA policymaking. Attendees are encouraged to submit suggestions for improvements here to the CFPB panelists prior to the live session.
Eric Spry – Program Manager | T&I HMDA Operations, CFPB
Patrick Orr – Mortgage Markets | Research, Markets and Regulations, CFPB
Tim Lambert – Senior Counsel – Fair Lending & Equal Opportunity Division of Supervision, CFPB
Jason Dietrich – Section Chief, Research, Markets and Regulations, CFPB
12:45 PM – 2:00 PM Eastern
Being Fair, Responsible, & Profitable
Fair and responsible lending is a constant concern. Discover how to maintain an effective fair lending program without overburdening lenders or the lending process. The key is to develop a proactive approach that encourages and promotes profitability while maintaining high standards and a strong fair lending reputation. Learn to define and implement a fair lending program that helps you avoid the pitfalls of a production vs. compliance battle.
Josh Kotin – Partner, Buckley LLP
Rich Horn – Partner, Garris Horn LLP
2:00 PM – 3:00 PM Eastern
Meet & Greet – Break Time
Take a break or join us in the QuestSoft Lounge where you can meet the session speakers, discuss survey results or simply hang out with other conference attendees and the QuestSoft team.
3:15 PM – 4:30 PM Eastern
CRA Today – What’s Next?
CRA has been the focus of regulators, community groups, industry associations, and financial institutions for the past several years. Most agree that change is needed, and the OCC has initiated that change for the banks they regulate. The examination process has been evolving to incorporate elements of CRA modernization without an actual change to the regulation. This session will address current and future challenges of adapting to whatever comes next.
Darren Welch – Counsel, Litigation; Government Enforcement and White Collar Crime, Skadden, Arps, Slate, Meagher & Flom, LLP
Krista Shonk – Vice President, Regulatory Compliance & Policy, ABA
Len Suzio – President, GeoDataVision
3:15 PM – 4:30 PM Eastern
NMLS Mortgage Call Report – Where’s NMLS 2.0?
A new and more streamlined version of the NMLS Call Report (NMLS MCR 2.0) was originally set to be implemented two years ago but has faced multiple delays. This session will cover recent developments in NMLS MCR 2.0, as well as provide information on the most frequent Mortgage Call Report errors, as well as recommendations for building positive and successful relationships with the various agencies, examiners, and more.
Katy Ryan – Partner, Buckley LLP
Rich Cortes – Principal Financial Examiner, State of Connecticut
Virtual Happy Hour
Join us again in the QuestSoft Lounge to end Day Two with some much-needed relaxation. Bring along your drink of choice from yesterday and prepare for a mix of interaction, excitement, fast-paced fun, and thought-provoking trivia challenges. Prizes will be awarded to the winners of these games.
Have a questions about this event? Feel free to send us a message.